RACV Marine Finance

With RACV’s wide range of boat finance options and our handy loan calculator, you can buy your boat sooner. It’s quick and easy to apply and all our boat loans come with RACV’s Best Deal Guarantee^^. So why wait? Enjoy RACV’s competitive Marine Finance rates today.

Why thousands of Victorians get their finance through RACV

  • No ongoing fees: Which means lower monthly payments on your boat loan.
  • Easy to apply: Your loan application will take 10 minutes – online, over the phone, or in store.
  • Fast approval: Your boat loan could be approved within five working hours.
  • Years of Membership Benefits apply: If you are eligible for RACV’s Years of Membership Benefits, you will pay lower interest repayments.

Savings on boat insurance: If you finance and insure your boat through RACV you could access savings of up to 10%* on the cost of your comprehensive insurance for the full term of your loan.

Best deal guarantee: If you take out a loan with RACV Finance and are not completely satisfied, you can repay the borrowed amount within 21 days and we’ll cancel your loan without penalty. We’ll also refund any interest and waive any fees.

^^If you are not completely satisfied with your RACV Finance personal loan, you can return the full loan amount and, if the loan is paid out and finalised within 21 days from the date the loan was funded RACV Finance will refund all application fees and any interest charged; waive the early termination fee (ETF); and cancel any Consumer Credit Insurance or Shortfall Insurance policy taken out and refund all premiums to the loan, product coverage will cease. The Satisfaction Guarantee is not available in conjunction with commercial loan products, leases or loans introduced by Brokers/Dealers.

*Conditions, fees and charges apply. Rate subject to change without notice.