RACV Boat Insurance


One Simple Agreed Value : We know valuing your boat is hard. That’s why together we agree on one simple value from stem to stern, so that you know exactly where you stand if there’s any loss or damage incurred from an insured incident.

Range of discounts : The longer you are with RACV, the more you can save. No Claim Bonus, RACV’s Multi-Policy Discount and Years of Membership Benefits.

Moored boat? No worries : Insuring a moored boat can be time consuming, however with RACV we require just one Out of Water Survey for the life of the policy. Typically, other insurers require an OOW Survey once a year (saving on average $749 a year).

Easy 24/7 claims service : With RACV there are no forms to fill out, we’ll work it out for you over the phone.

Choice of repairer : We’re as passionate as you are about your boat, that’s why we let you choose from one of RACV’s partnered repairers or your own repairer.

One excess for two policies : In the unfortunate event that your car and boat are both involved in an incident, provided both are comprehensively insured with RACV, you will only pay the higher excess of the two policies.